YES we are, the foundation of our system is a Fully PCI level 1 certified payment gateway. Upon that base we have added many tools and services to allow you to manage all of your processing workflows.

As a client, you will be using our PCI certification to present to the acquirers you wish to work with, a SAQ-D will be required to indicate to your partners that you are using us for PCI related services.

Your merchants will be able to integrate either using our Hosted page integration or using Server to Server provided they are compliant with PCI requirements. You can learn more by visiting our documentation at https://devcenter.Smart-Pay.biz.cloud

NO, we are your technology partner, all relationships with the banks are handled solely by your team and we focus on enabling the integration so you can offer these services to your merchants.

We support all currencies that are supported by your Acquiring partners, our system also supports currency conversion so you can improve your approval ratio.

Of course, we support all workflows, you can also work with several providers in parallel with different workflows.

You sign up with each provider you wish to work with and our platform allows you to connect the credentials and start transacting, we sync between the accounts and generate the balance rows per account.